Common Questions Asked By US Citizens in Canada – FATCA and Tax Related

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Each year I help over 500 clients file their Canadian and US tax returns as well as plan for both their Canadian and US investment accounts. I also regularly help new US clients plan for their move to Canada.

Feel free to reach out via email at phil@philhogan.com or by phone or text here 250-661-9417.




We get a lot of tax and FATCA (Foreign Account Tax Compliance Act) related questions and I wanted to take the opportunity to outline some of the most common questions in an effort to help anyone who may have similar questions about their taxability and/or tax compliance requirements with respect to US Citizenship.

 

I’m a US Citizen living in Canada, why do I have to file taxes?

Under US tax law, as a US citizen, you are required to file tax returns with the IRS and pay any taxes resulting from the filing. The good news is that although they may need to file in the US, many US citizens living in Canada will not pay any US taxes as a result of filing. The Canada-US tax treaty and other related domestic exemptions are in place to ensure double taxation of US citizens living in Canada does not occur whenever possible.

I’m moving up to Canada and I have 401k, IRA and a ROTH IRA. Do I need to liquidate these accounts before entering Canada.

I would definitely not liquidate any of your US retirement accounts because you’ll be moving to Canada. Unfortunately some Canadian brokers suggest this option because they can’t manage US retirement accounts from Canada. We work closely with Canadian investment advisors that have the ability to manage US retirement accounts in Canada. Please contact me for some suggestions.

If I file my US returns will I owe any taxes?

As mentioned above, it’s common for US citizens living in Canada not to pay any tax to the US. However there are certain cases where US citizens living in Canada may need to pay the US tax. Some of these reasons include:

  • you have not paid enough Canadian tax to fully reduce your US tax to nil (via foreign tax credits)
  • you earned US source income (will still receive a foreign tax credit in Canada)
  • your US source income is significantly higher than your Canadian income due to foreign currency fluctuations.
  • you’ve sold a property that was exempt from tax in Canada.

I’m a US citizen living in Canada and I’ve never filed US taxes, what do I do?

If you’re delinquent in filing your US tax returns and you qualify for the program your best alternative is to file your late returns under the streamlined tax filing procedures administered by the IRS. If eligible you will only be required to file 3 years of tax returns and 6 years of FBAR forms. Other less favorable options are available if you don’t qualify under the streamlined program.

Now that FATCA is set to be implemented in July of 2014, what will happen to the Streamlined amnesty program?

No one knows for sure, but it would be hard to believe that the IRS will keep this program around indefinitely. Considering this program has been around since September of 2012, they may consider it fair warning for anyone that has yet to catch up on their returns. We are not certain what they would put in it’s place, if anything at all. We’ll know much more once FATCA gets rolled out this year.

If I haven’t filed my US tax returns can they stop me at the border?

At the moment it doesn’t seem like US border agents have access to (or care about) tax return history information for US citizens traveling back into the US. That doesn’t mean however that this is not going to be implemented some time soon. We have heard stories from clients where US border agents gave travelers a “hard time” for not traveling on their US passports. Agents often review Canadian passports for country of birth and question US citizens on their intentions.

Will CRA collect late taxes and penalties on behalf of the IRS?

Currently CRA doesn’t seem keen on collecting taxes and penalties on behalf of the IRS, however given the changes that are slated for 2014 it’s possible this will change. Even if this does change Canada would only be required to collect taxes owing on income pursuant to the Canada-US tax treaty and not on penalties resulting from late file tax returns and/or disclosures.

What does it cost to file a US tax returns each year as a US citizen living in Canada?

The cost to file a US tax return (or multiple years) and related disclosures will depend on the complexity of the returns and the amount of time required to prepare and gather the required documentation. The cost to prepare US tax returns for Canadians can vary from $500 to $5,000 depending on the work required.

What is an FBAR?

FBAR stands for Foreign Bank Account Report. Prior to 2014 all FBAR reporting was completed manually and submitted using form TDF 90-22.1 to the US treasury department. Starting in June of 2013 FBAR forms are required to be submitted electronically via form 114 through the BSA treasury site unless the forms are submitted via the streamlined tax filing program. FBAR forms are only required if the taxpayer controls foreign accounts with aggregate highest balances in the year that exceed $10,000.

I heard that if I make less than $90,000 I don’t need to file in the US, even as a US citizen?

You often hear this quoted online on tax forums and it can be very misleading. What people are referring to is the foreign earned income exemption available to individuals that work outside of the US. You can apply for the exemption by filing a US tax return and completing form 2555. For 2014 the 2555 exemption is $99,200. You’ll only be able to get this exemption by filing a US tax return and therefore you still need to file in the US even if your income is below the exemption amount. Also, 2555 exemptions do not cover other sources of income such as pension and investment income.

Does the US have inheritance or death taxes?

The US doesn’t necessarily have an inheritance tax, although any income you earn from an inheritance you receive will be taxable. Unlike Canada, the US taxes individuals at death based on US Estate tax rules. Generally speaking however if your net worth at death is less than the annual exemption amounts (less any required adjustments) you are not taxable on your estate at death. The estate tax exemption for 2014 is $5,340,000.

Do I have to pay gift tax on cash gifts to my family?

As a US citizen you are subject to US gift tax rules. However exemptions apply to certain gift throughout the year. For 2014 each taxpayer is allowed to gift up to $14,000 per recipient and $145,000 to their non-resident spouse. Gifts to US spouses (from a US taxpayer) are unlimited.

Of course, there are many other questions that are asked on a regular basis by US Citizens living in Canada. If you have a question that was not addressed above please leave it in the comment below and we’ll add it to the list above.

Can I open a TFSA or hold Canadian Mutual Funds?

If the IRS views the TFSA as a foreign trust, which is very likely, opening a TFSA would result in additional US tax forms that would need to be filed, namely form 3520/3520-A. In addition, Canadian mutual funds are considered Passive Foreign Investment Companies (PFIC) for US tax purpose. As such, you would be required to file for 8621 for each PFIC that you owe. The potential additional tax and cost to file these forms may outweigh the benefits of owning such investments.

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SMackenzie
SMackenzie
6 years ago

I’m so stressed out about this. I was born in the US and have spent no time there since I was 5 years old. I’ve only worked and lived in Canada since then. I have some investments in Canada (not a lot) and my wages from my job. Do I still need to file US returns. I don’t want to pay more tax!

Jax223449
Jax223449
6 years ago

considering the streamline route to get caught up on filings. hesitant cause my spouse doesn’t want their information on FBAR forms. why does the IRS want this information and do i have to provide it? i’m not trying to hide anything but it just feels like an invasion of privacy.

HelltotheIRS
HelltotheIRS
6 years ago

ALL BS IF you asked me! I have no US income and I’m not filing US returns. Come and get me IRS.

SandyW
SandyW
6 years ago

I really appreciate this article. I’m a US citizen and have lived in Canada for 30+ years. I truly never knew that I should have been filing US tax returns as well as Canadian tax returns. I am planning on becoming complaint and trying to read/came my fears about the potential penalties. Is the streamline a safe route? I’m trying to do the right thing, I’ve never been hiding anything and I just don’t want to be penalized for this. Have you seen any penalties for people like myself?

Dan
Dan
6 years ago

Phil –

If my bank balances have not exceeded $10K in total for any of the last 6 years and I want to file using the streamlined process (which based on my research I would likely qualify for) do I still have to file the FBARs?

Suzie
Suzie
6 years ago

As most, longvterm canadian citizen here who had no idea I had to file US tax. Do I send in the 6 years fbar wit my streamlined tax returns, or file them electronically?

Suzie
Suzie
6 years ago

Thanks Phil.. So I’m a little confused. I’ve lived in canada 15 years and have not filed IRS during that time. Will doing the streamlined program basically catch me up or will I be required to go back all those 15 years and file?

Suzie
Suzie
6 years ago

When electronically filing late fbars, is it best to click the “filing late as I didn’t know I has to file ” or clicking ” other” and putting in a detailed reasoning.. IE: resident of canada for 15 years, didn’t know…. I’m wondering if clicking on the ” other” doesn’t send the form to a different pile for further examination?

pranavan
pranavan
6 years ago

If I’m a dual US & Canadian citizen, who worked in US for 10 yrs, now back in Canada working and plan to do so indefinitely. Is there any point of having a US Citizenship given the increasing costs of filing to be compliant with US tax requirements? The only benefit I can see is maybe getting social security after having worked that long in US and paid social security taxes. I don’t want my adult children to be burdened with filing taxes each year when they plan to reside in Canada. What would be the benefit of retaining US citizenship?

Mary Abraham
Mary Abraham
6 years ago

I am a US citizen who has lived in Canada since childhood. I have been filing US taxes for years but it seems that every few years I find I have missed some requirement. I have been filing the FBARs as well for the last few years.

I am married to a Canadian citizen. As a homemaker/mother with limited income I have filed my US taxes as married filing separately and have never included my children (who do not qualify as US citizens due to residency requirements not met) on my returns.

We are a low income family, and I have an RESP account set up for my 2 youngest children as they qualify for the low income education grant. We have not contributed any money ourselves into this account. I just found out that as the account is set up, I should have been declaring this account on my taxes and on form 3520 and 3520-A which was due March 15. how should I handle this?

Also this got me to thinking, should i have been including my husbands RRSP accounts on my FBAR as I am listed as beneficiary? If how should I go about correcting this oversight?

John
John
6 years ago

I have streamlined my taxes now. I do not anticipate having to pay taxes based upon my income going forward in years to come.
The streamlined process has cost our family already about 13K.
As my taxes should be rather simple to do, please let me know if there is any self help material that will allow me to do it myself.

Wayne
Wayne
6 years ago

Hi Phil,

I was a professional Hockey Player and had three children in the US. We moved back to Canada when they were all under the age of 5. Since then, They have not made a cent in the US. This seems criminal making innocent people pay taxes on money they never made. You mentioned above that not paying is very risky. Can you be more specific?

Tony Theaker, CA
Tony Theaker, CA
6 years ago
Reply to  Wayne

Hi Wayne,

I’m not sure if you are a US citizen (or just your children), however, you are correct, that as US citizens (even living abroad) you are still required to file US tax returns. Generally speaking, if you don’t have any “US source” income you usually won’t end up owing any tax to the US. This is because you will get credit for tax you pay in Canada on your Canadian income and generally the tax in Canada is greater than the tax you’d pay in the US on that income. This is not always the case, but in a lot of cases this is true. Although you may not owe any tax, you are still required to file US tax returns and any other compliance forms as required.

One of the common compliance forms is a FBAR- foreign bank reporting forms (Form 114). The penalties for willfully not filing these can be 50% of the highest value in each account for each year in which the violation occurs. This is a very aggressive penalty, but there have been cases where its held up in court. (This form is required if you have, in aggregate, over $10,000 in accounts located outside of the US).

It’s also important to note that depending on your individual circumstance (ie if you have Tax free savings accounts, Registered Education Savings Plans, if your the beneficiary of a trust or an owner or a corporation, etc) there may be additional compliance and filings that are required to be fully compliant with your US tax and information filings.

Currently, the Streamline program, allows “low risk” individuals to get caught up on there US tax returns, with much less risk of penalties. One important factor is that the filings needs to be voluntary before the IRS contacts you.

Please feel free to email me directly at tony@hutcheson.ca or call 250-381-2400 to discuss you and your families situation further.

Don Wilkening
Don Wilkening
6 years ago

As a US citizen (living in the US), what are the tax implications (both US & Canadian) for money gifted to a Canadian citizen. Likewise, if I name a Canadian citizen as a beneficiary of US bank/insurance/estate proceeds. Thank you!

Patricia
Patricia
6 years ago

I am a Canadian, but my Aunt is/was American. She has died recently and left me money in her will. How much will I have to pay to the IRS in estate tax because I am a Canadian? Her estate is valued at around 3 million.
Thank you.

Melissa
Melissa
6 years ago

I adopted a baby in the US while I was living and working there; she’s 3 now. We now reside in Canada and have just been granted Canadian Citizenship for my daughter; she still has her US Citizenship and a SSN number. At what age do I need to begin filling taxes for her?

Thanks,
M.

Gail
Gail
6 years ago

I am a US citizen living in Canada and do not work I have zero income no t/4’s issued do I still have to file a us return ??

Paul ciaraldi
Paul ciaraldi
6 years ago

As a US citizen living in Canada I got caught up via the streamlined plan through tax year 2012. For 2013 I just filed a fairly complex return which included income from my self employed in home business , some inheritance monies and annuities. For 2014, I will have only a small business income, CPP and Old Age supplement. The total should be only about $35000, well below the $90.000 exemption. Can I get by by merely filing 1040, 2555 and the FBARs? Thanks.

Paul ciaraldi
Paul ciaraldi
6 years ago

In my previous question, I forgot to add that my taxable income in Canada might only be less than $10,000; possibly even less than $5000. Should I file a 2555, 1040, and a 1116? Thanks again.

Jacqueline
Jacqueline
6 years ago

Hi Phil, I have both US and Canadian citizenship and currently am a resident of Canada. I am wondering if a gift of money from a Canadian family member to me will be taxable by the US.

Sara Lanier
Sara Lanier
6 years ago

Hello Phil,

I am a U.S. citizen who has lived and worked in the UK
since I was seven years old or 48 years. I had no idea I had to file US tax returns until this week. Both my deceased parents were American, separated. My mom raised me in the UK. I have been married to a UK citizen for over 30 years.
At present I have been earning under the $ 7,600 yearly exemption limit for more than ten years. My husband similarly if not less. However, I inherited monies from my mom back in 2010 of about
$ 300,000 a good half went immediately to pay off debt.
My dad died last year and I expect about $ 60,000 once his estate is taxed and settled.

Will I be double taxed on both my inheritances ?

Thanks for being there.
Sara

Candice
Candice
6 years ago

Hi any help is appreciated. I am a US citizen that married a Canadian and currently living in Canada since 2013. I have not work and he’s not working either. Our income is absolutely zero! I have a child and I have been paying back student loans…do I have to file for 2014 tax?

Bob
Bob
6 years ago

I’m a US citizen living in Canada married to a Canadian woman. We are considering buying a condo here. If the condo is just under my wife’s name and not mine (using just her money), would I or my wife still have to report the condo to the IRS?

Victor
Victor
5 years ago

I have a segregated funds policy with a Canadian insurance carrier (individual variable annuity contract). My beneficiary is an American citizen. Upon my death, would my beneficiary or the insurance carrier be responsible for reporting the proceeds at my death to the US based on new FATCA regulations?

Bill Reno
Bill Reno
3 years ago
Reply to  Victor

If I am a dual Canadian – U.S. citizen living in Canada and owning no U.S. assets, do I need a will drawn up in the U.S? in the United States or is my Canadian will sufficient?

Jeff oxler
Jeff oxler
5 years ago

I am an American and Canadian citizen I have filed my US tax reports every year since leaving in 1979.
My question is I have a condo that I am going to rent to my daughter for the same amount of my mortgage and I plan to buy another condo which I will live in with my other daughter is there a limit how much I can hone in Canada without having to pay taxes in the US.
Thanks Jeff

Lorraine
Lorraine
5 years ago

I am American, my husband is Canadian. We have been splitting his pension income on our Canadian filings to lessen our tax liability. A US tax accountant indicated I had to put the portion of his pension which I put on my Canadian tax return on my US tax filing as income. She called it passive income. The IRS says that I do not have to declare it because it is not earned income by me, which it is not. Which is it?

Dennis Bates
Dennis Bates
5 years ago

I have a question. If a US citizen living in Canada has a lot of mutual funds and thus has to fill out a lot of costly 8621 forms, do you recommend selling all these mutual funds,
and if so what if there is a large capital gain
upon selling. Will this result in a big tax bill from the IRS

Karla
Karla
5 years ago

Hi, My husband and I are Canadian, and also have US citizenship. We have lived in Canada for the past 6 years, and also received American Financial Aid (student loans) from the US dept of Education. Our student loan deposits into our Canadian accounts have been over $10,000 each over the last 6 years. We have not files US taxes as our incomes are zero. Do we still have to file FBARs if our only income is in the form of American government student loans? If so, do we both have to file FBARs—we receive the same student loan amounts. Thank you…

Lacy
Lacy
5 years ago

I am a US citizen and my husband is Canadian. I am currently residing in Canada and I do not work but my husband does. He files for his Canadian taxes would I need to file for my US joint taxes even though I do not work and he does?

Justin
Justin
5 years ago

I have a question.

I am a US citizen living in Toronto on a student visa, attending university. My wife and I both have SIN numbers. I am married with one child. I filed Canadian taxes. Our combined income was about $1,000 from part time Canadian jobs. I received $11,000 in scholarships from a Canadian University. I received zero income from the United States…because I did not live or work there. I have found no help on what to do with a USA 1040 form for reporting income and scholarships. What do I need to do?

Thank you.

tommy
tommy
5 years ago

hi hi, my wife is a US Citizen now living in Canada for more than 2 years. She is working here now and she does her US tax return and Canada. My question is, can she co-sign a mortgage with me to buy a house? what problems can that arise? or penalty in US tax return?

thanks for any help.

Jessica
Jessica
5 years ago

I am an American living in Canada. I am a permanent resident. I was gifted an amount over $10,000 from a canadian resident. So I have to pay taxes on it in the US although I haven’t lived there for over 10 years? Why?

Jeanna
Jeanna
5 years ago

Hi. I am a US citizen living in Canda but not working, although I do have Permanent Residence status. Could you tell me which US tax form to fill out? Is it a 1040 NR or just a 1040? Thank you,

Jojo
Jojo
5 years ago

I’m a dual citizen for Canada and US for a few years now residing in Canada. I’ve been good with doing both returns including the fbar etc. My father passed away leaving a large sum to myself which will soon be dispersed on the US side. I am unsure what I will need to do on the Canadian side for taxes. I assume I shouldn’t be double taxed, but I’m a bit lost if anything else will need to be done or filled out for declaring receiving this inheritance. However I decide to use it, I know to declare to my canadian taxes any interest income I will start to receive once the inheritance has been dispersed and set up in savings in the US. Will there be anything else to it?

Gene Costain
Gene Costain
5 years ago

Hi,

I am a dual Canada/US citizen who was financially swamped by the 2008 financial downfall. I haven’t filed US tax returns since moving back to Canada in June, 2012. My “income” is almost nothing these past three years in Canada. Things were so bad in 2012 and 2011 that I liquidated about 40k in 401K funds. I am sure Uncle Sam is salivating over unpaid taxes on the now empty 401Ks. Am I in a heap of doo and do I need help or multi-denominational prayer?

Ryan
Ryan
4 years ago

I am a dual citizen married to a Canadian citizen living in Canada and have been for 8 years. I haven’t filed a US return since I left. I am planning on catching up on my tax forms, I shouldn’t owe anything. My question is since my wife is Canadian do I have to include her income? Or can I get away with married file separately and not file her tax return.

I personally feel that the US has no right to know anything about my wife let alone her income.

Jennifer
Jennifer
4 years ago

Hi,
I’m an American married to a Canadian citizen with no ties to the states but me. I’ve never made above the filing threshold or needed to file an FBAR. But I’m named as a beneficiary for my husbands RRSPs and I’ve never put that in a calculation for the FBAR. Should I? Also would that be over 10,000 USD or CAD? I’ve look at it as cad but just wanted to be sure. Thank you.

Tina
Tina
4 years ago

Hi Phil

I’m a US doctor living and working in Vancouver. Most of the other doctors at the hospital are incorporated and able to split income with their spouses.

Should I incorporate even thought I’m still an American?

thanks

Wally
Wally
4 years ago

Hi. I was/am a U.S. Citizen based on having a Certificate of Citizenship. I also have a SSN. My family lived in Montana and I grew up there however because they were dual at the time they came back to Canada to give birth to me and my siblings. So I have a Canadian birth certificate. I left the U.S. for good and came back to Canada in 1993. I have not filed any U.S. taxes since then.

Now this last year, I started doing some training for a U.S. company. I still live in Canada but am owed for my training by this U.S. company. I have been working with them to figure out the best way to get paid based on the information shared above. They are wanting me to complete a form W-9 to get compensated.

I am not sure what I should do. Will I receive tax deductions from the U.S.? What will this result in? Any thoughts and advice would be helpful. Thanks.

Simon
Simon
4 years ago

Hi Phil

Even though I am based in the UK and so some of what you cover above will not be appropriate to my situation I wanted to thank you for your excellent article and replies to the comments above.

There is very little information, help or advice available to people about FATCA unless they fall into the super rich category and your words above have been a great help.

Is there anybody you are aware of who can provide an equivalent to your advice in the UK?

Thank you,

Simon

sherry
sherry
4 years ago

Greetings. I hold both US and Canadian citizenship.I’ve lived in Canada for 43 years. In 2014 I back filed US income tax for 5 years via the streamline process (didn’t know I was suppose to be filing!). So I am now up to date with my filing. Next year I will retire from work and collect my municipal pension (private plan through employment around $23,000/yr canadian). I’ve already looked into this and can’t figure out how I claim this on US income tax – which forms do I fill out?
Also, it is my understanding that I don’t have to claim my OAP and CPP on US tax returns – is this right?

I did try to file FBAR on line, but it wouldn’t work, maybe my computer doesn’t work for this….
Thanks for any advise,
Sherry

Yeager
Yeager
4 years ago

I am a U.S. citizen that worked for 4 months in Canada last summer. Do I need to file in both countries and if so how would I go about it?

Shauna
Shauna
4 years ago

My spouse is a US Citizen and we have lived in Canada for 10 years and I am just now finding out he should have been filing a US tax return but hasn’t. He is going through the appeal process with the CRA for 2011, 2012 and 2013 regarding adjustments, he is also self employed.
If we use the Streamline route his last 3 years are still under review so I don’t know the final assessment, do we just go on what he submitted or should we wait?
Also though he’s self employed we hold no accounts over $10,000 in value so I don’t think we need to file an FBAR but as a business owner does he need to fill out anything special.
Is there a checklist for Streamline so we know we have everything correct?
It’s very overwhelming but we can’t afford to hire a tax lawyer.
Thanks

Jonesy
Jonesy
4 years ago

Hi,

This is urgent,

-I have dual citizenship, but was born and have lived my entire life in Canada.
-Both my parents WERE american before gaining Canadian citizen ship a few years ago.
-I have an expired American passport, (in the picture I am six years old) but a Canadian birth certificate.
-I don’t think I have a SSN.
-As shameful as it is, I think the most money I have ever made in a year is under $10,000.00
-I am now in my mid twenties, and would like to stay for the summer with a friend in the U.S. and work while Im there, before returning to Canada for another year of University.
A.)Once renewing my american passport, and somehow obtaining a SNN, (which I’m not sure even exactly how to go about doing), will I have a bunch of taxes to file? Despite never having a SNN before? Nor making over 10000 in a year, ever?
B.)Would I be better off applying a Canadian passport and a work visa to enter the US for the summer as a Canadian citizen?

Thanks!

Ron Bowman
4 years ago

I am a US citizen and Canadian citizen living in Canada. I am on disability but work about a month this year Do I have to file my US taxes?

Robert
Robert
4 years ago

I have dual citizenship,Can/US…. have filed in USA/Can taxes yearly. Live in Canada. Recently we applied and received OAS/GI, is this taxable in USA? Also, we are receiving two years benefits retro active, can they be recalculated for the years already filed out?

Jayme
Jayme
4 years ago

I”m a dual citizen. I’ve kept up to date with my US tax filings. I’m low income and have never paid US taxes on my Canadian income. I wasn’t aware of FBAR requirements until I read it in the Canadian news today.

I checked my bank accounts and they’re just barely over the 10,000 (I’m assuming this is USD) limits at the moment. I’m not sure about other years.

I’m terrified by these new requirements because i just barely get by. I can’t afford to pay penalties or even hire an accountant. Such penalties could literally leave me destitute.

Do you have any advice for me?

Tina
Tina
4 years ago

Hello,
I’m would like more information to file FBAR. I know I would need to include RRSP and TFSA. Do I need to include CPP or Pension MPP. Thank you!

Brent
Brent
4 years ago

Hi there,
I’ve read all of the questions posted on this site, but not one of them asked specifically about my situation, and so I’m hopeful that you can help me.

My father was a U.S. citizen and my mother is a Canadian citizen. I was born in Canada and I have never resided in the U.S. My mother worked hard to get her sons dual citizenship, which she was successful in doing in the late 90’s. I have never had a U.S. passport, but I do have a SIN card and a citizenship paper.

As far as I know, there is no Canadian financial institution that is aware that I”m a dual citizen, as I’ve never noted it on any form.

Do I need to do ANY of this tax return craziness?? Does it apply to people who have never worked or lived in the U.S.?

I appreciate your feedback.
Thanks,
BH

Lacresha
Lacresha
4 years ago

Hi,

I was born in the U.S and have a ssn. I came to Canada when I was 5 with my legal guardians and was able to stay in Canada with a student visa. I have only been back to the U.S for summer vacations and to visit family. After I turned 18, I was adopted by my legal guardians and was given a Canadian citizenship.

In January, I went back to the U.S to visit my brother and sister and decided I wanted to move back to the U.S for a while. My parents think that I don’t need to file anything, but I would rather know the correct actions to take. While doing research, I came across this and would like some advice on best course of action. Being a dual citizenship, and having only filed taxes for Canada, what are things I need to do so that I can handle this correctly?

Any help would be great,
Thank you

Dave Lassell
Dave Lassell
4 years ago

Just another way the US government is trying to get money.

I was born in NYC to my mother (Canadian) and my Dad (American)

My mother divorced and moved us to N.B. in 1959

I took out my Canadian citizenship when I was 18 and served in the Royal Canadian Army and still serve in the CIC as a reserve officer due to age out in a few years.

I have no ties to the USA except birth, Am i considered an american even tho I hold legal Canadian citizenship and do i have to file USA income tax??????????????????????????????????????

brian wesner
brian wesner
4 years ago

My wife is an american and a landed immigrant of Canada….she has filed her income tax to the USA for years
she has lived in Canada for over 30 years…she has never received any income from the USA….
We presently own a house jointly…does she or will she be charged a usa estate tax upon her death ..what if the house was put in my name..has a Canadian citizen could the USA still tax it…Canada will levies taxes on estates so wouldn’t this be double taxation

Thank you for any info you may provide

bwesner@gmail.com